Ill Legal Collections. Liti Gators. You've not been served.

GOGO THE GOLEM. HURT HUMANS.

I've known for years that the credit card industry was poorly conceived and managed by the employed. I was aware that the interest rates levied were of a mechanical mother and a mindless father. I knew that the various departments that should be serving our best interest weren't purposed with informing us as to the grave danger we are in each month. When the interest rate goes up 25% overnight and no email is sent or no beeper alarm goes off, balls are dropped. It is the debtors fault, sho nuff, but if we are intent on paying the bill and have been doing so instead of attending to our vices, we should get a courtesy call. I don't have to speak to a live person, just send an auto beep that says "DUDE, the ax is fixed to be heading your way". If we miss a payment cut us some slack. Don't cut our heads off. Charge us $5 bucks and lets move on to the next payment. I was living in my Rizide and was still paying the note each month, for a year. Then in April of 2011 something happened and the rate went up from 0 to 25% with no human involved. Convenient to the industry because they can let the machine dismember it's members, but sucky to it's dissed non-remembering ex-members. Bad business on my part i know, but reign in the monsters you've created to do your dirty work. I've been paying 25% for a year! FFF!!!
The new job over at PRA is working against the principles of fair or lending or collecting. We sue people with no money. We set the law dawgs out onto the folks trying to hold on to their dignity. True, some of these slackers are out to bleed the system, but others got sick, lost their jobs, went mad or got sidetracked. I say that if they are willing to pay, let them work on it. My team manager is quite heartless and thus, i must not serve to reward this Golem of a system.